Have you ever had a leak in your pipes and wondered if you could fix the problem yourself or should call a plumber? Or maybe your car is acting up and you’re not sure if a mechanic is needed. Sometimes, it’s better to leave the do-it-yourself (DIY) mindset behind and call a professional.
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Planning for retirementis about more than budgets and logistics. Finding the ideal retirement location to fit your dream lifestyle is important, too. You want a city that provides your ideal lifestyle, without breaking your retirement budget.
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On the surface, financial stress might seem like the result of not having enough money, and something that could be lessened by coming up with more.
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For many professionals, the early 30s is a time when they begin earning a better salary, raising a family and looking for a larger home. That’s also a time when it’s easy to get distracted by the day-to-day decisions and make mistakes that have a negative impact on their financial goals.
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In your 30s, perhaps you purchased your first house or condo. When children came along, you found a larger place to live. As the years progressed, you managed to keep up with your family’s rising expenses.
But now, your son or daughter is ready to start college, and you’re not sure how you’ll come up with the money to pay for it. In situations like this, planning for retirement often takes a back seat to more immediate needs, with consequences down the road.
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